Car insurance is one of those things that you probably don’t
want to spend too much time thinking about, but it’s essential to protect your
investment. If you need a fresh start with car insurance, here are three
companies that offer great rates. Or if you're just looking for something
different, here are three companies that will give you the cheapest rates
possible. Either way, you're sure to find the perfect car insurance company for
whatever your needs are.
3 Car Insurance Companies for Your Budget
1. Esurance
Esurance is one of the most popular car insurance companies
these days. They are also one of the cheapest car insurance companies in
America, which is why they are the top choice for many families on a budget.
They offer great rates, but their coverage is limited to just liability
protection. This means that if your car gets hit by another driver, you will be
covered up to the policy limit for injury or property damage claims brought
against you. However, you won't get any coverage for your own injuries or
property damage caused by your vehicle.
GEICO has been providing low-cost car insurance since 1936
and they are still going strong today! You'll find that their rates are some of
the lowest around, but not all policies are created equal. The more you can do
to reduce your risk factors, the less expensive your premiums will be with
GEICO. For instance, if you have a good driving record and/or a low credit
score, GEICO will reward you with lower rates than someone else who has an
average risk profile.
3. Liberty Mutual
Liberty Mutual has been in business for over 160 years and
they know what it takes to provide their customers with excellent coverage at
affordable prices--which is why they've earned such high rankings from J.D.
Power and Associates! Liberty Mutual offers 3 different types of policies:
personal auto coverage, commercial auto coverage and motorcycle coverage so
there's definitely something for everyone when looking at
Cheap Car Insurance Vs. More Affordable Car Insurance
Sometimes it’s not really clear what the difference is
between cheap car insurance and more affordable car insurance. Although both
options sound appealing, there are some significant differences to take into
account. For instance, “cheap” typically means a lower premium but higher cost
per day, whereas more affordable usually means a higher premium but lower cost
per day.
For example, if you choose a plan with the cheapest rate on
the market, you might have to pay an extra $10-$20 dollars on top of that every
time you make a claim. This is because your deductible will be higher. In
contrast, choosing a plan with more affordable rates might mean that your
deductible is only around $250-$500 dollars for injury protection-eight times
as much as someone who chooses “cheap” car insurance quotes. And sometimes
getting cheaper rates can come at the cost of coverage and coverage limits.
Why You Should Get Car Insurance
Car insurance is one of those things that you have to have.
And if you’re not happy with your current insurance company, you should
consider shopping around for a new one.
There are many reasons why someone might want to shop for a
new car insurance company. Maybe the cost of your premium has gone up
significantly in comparison to your last rate. Maybe you feel like your current
company doesn’t offer the variety of options that you need or want. Whatever
the reason, it’s always a good idea to shop around and get quotes from
different companies before deciding on one.
The internet makes it really easy- anyone can get a quote
from multiple companies within minutes, even on their phone while they're
waiting in line at the grocery store or at their doctor's office. You just pick
up your phone and type in what type of coverage you need, which state you live
in, and how long you've had your license for, and voila! A list of companies
offering cheap rates will pop up for you to choose from.
Conclusion
So, what’s the verdict?
The truth is that there are a lot of factors that go into
what car insurance company could best suit your needs. But the great news is
that there are a lot of affordable options for you to choose from.
In the end, it’s important to know that getting car
insurance is the only way to protect your investment. And you can do so without
breaking the bank.
So what are you waiting for? Let’s get started!